Rakhmatova Zilola Yurievna was born on October 13, 1996, in Tashkent city, Mirzo Ulugbek district. She is of Uzbek nationality.
She graduated from the Singapore Institute of Management Development in Tashkent with a bachelor’s degree in 2019. In 2021, she completed her master’s degree under the joint program of Tashkent Financial Institute and Binary University (Malaysia). In 2024, she pursued postgraduate studies at the Westminster International University in Tashkent. Since 2025, she has been a doctoral student at “New Uzbekistan” University.
Her fields of specialization are Banking and Finance, Accounting, and Business Administration. She is fluent in Russian and English.